Healthcare Systems And The United States Essay - 1680 Words

According to the World Health Organization’s ranking of the world’s health systems the United States ranks at number 37 overall and is the only wealthy industrialized nation that doesn t have a universal healthcare system. If this is to be fixed we need to take a look at other countries systems and learn how to improve conditions. This paper is going to talk about five countries; Spain, Germany, Canada, Cuba, and the United States. These countries cover a wide variety of healthcare systems. According to most lists America has the worst health care of these countries so it should try to learn from these countries to improve itself. Like with anything else there are many ways to determine how good a healthcare system is. The first way is the percent GDP spent on healthcare this shows what percent of the economy is being spent towards healthcare but it doesn t really show how much a single person is spending. This leads to the second way of showing which is the amount spent per capita, which shows how much money on average a person is spending on healthcare in a year. The weakness of this measurement is that it does not account for how much income the people make so in a poor country the amount spent per capita could be a lot less than a wealthy country but still be worse. The types of hospitals is important because public hospitals can t turn anyone away while private hospitals are smaller and have newer technology and less patients. According to T.R. Reid in his bookShow MoreRelatedHealthcare Systems And The United States Healthcare System Essay1483 Words   |  6 Pages Abstract   Universal Healthcare sounds appealing, but it actually lowers the quality and quantity of healthcare services that are rendered to patients, thus downgrading the healthcare system as a whole.   Not having to pay, with everyone having coverage leads to longer wait times for medical service and many people overusing health care services. Implementation of Universal Healthcare in the United States would lead to a detrimental crippling of the nation’s health system. For those countries thatRead MoreHealthcare System Of The United States1368 Words   |  6 PagesOur healthcare system consumes nearly 3 trillion dollars annually yet fails to deliver the value it should. (CMS, 2014) Among 191 national health care systems the United States ranked 37th in overall performance, not to mention ranking 39th in infant mortality, 36th in life expectancy, and even poorer in adult male and female mortality. (WHO, 2000, 2009) If there is a single category in which the U.S. healthcare system r anked 1st, embarrassingly, is healthcare spending per capita. A question thusRead MoreThe United States Healthcare System870 Words   |  4 PagesThe United States healthcare system is unique when compared with that of other developed nations. Shi and Singh (2015) describe 10 different characteristics of the United States system, as well as, several external factors that assert some pressure on the healthcare delivery system. In this discussion, we will focus on access to health care, as one of the characteristics, and information technology as the external force. I will then review what effect the Affordable Care Act of 2010 had on theseRead MoreThe United States Healthcare System1590 Words   |  7 PagesThe United States Healthcare system is different from other countries for a variety of reasons. Other wealthy developed countries have a national insurance programs based on global budgets. There are three basic models for the structure of their National Healthcare Systems. These programs, mostly cover all citizens in those countries. In contrast, the United States is yet to develop such a healthcare system. Two programs which impact the United States healthcare system is Medicare and MedicaidRead MoreThe United States Healthcare System1562 Words   |  7 Pages  Ã¢â‚¬Å"The United States healthcare system is one the largest and most complex systems in the world†(Artem Cheprasov, study.com). Healthcare is one of the most important items to provide for an entire nation, yet the US does not have free healthcare. Why you may ask? Well, there has been a long debate to whether the USA should provide free healthcare for all its citizens; however, there hasn’t been a big change to healthcare being provided for everyone. On both sides of argument, there have been logicalRead MoreHealthcare Systems And The United States1745 Words   |  7 PagesHealthcare systems in the United States are very complex. The United States healthcare system is mad e up of public and private components. Medicare, Medicaid, private insurance, government run healthcare systems, and military coverage is reviewed. As of 2011, 15% of Americans are uninsured, 60% of insured are employer based, and 15% are covered by Medicare. Access to medical care still has its challenges especially for the uninsured or underinsured. Although the United States spends the mostRead MoreThe United States Healthcare System1683 Words   |  7 PagesThe United States healthcare system is one of the most expensive systems in the world with 16% of its gross domestic product (GDP) assigned to it, it is expected that this spending may increase up 20% of the US GDP by 2016.1 Unfortunately, despite the large amount of money delegated to this system there are still widening gap in health disparities existing in the US, based on geographical areas, race/ethnic groups or class.2 Other factors such as genetics, social circumstances, environmental exposuresRead MoreThe United States Healthcare System1736 Words   |  7 PagesAssignment The United States’ healthcare system is not easy to define. It is a complex, decentralized, market-based system with multiple stakeholders. In this paper we will try our best to discuss the organization, financing, and delivery of the American healthcare system, as well as identify respective flaws. We will conclude this paper with a discussion on potential solutions to the flaws we have identified. Organization The American healthcare system is a complex, market-based system that operatesRead MoreThe Healthcare System Of The United States1266 Words   |  6 PagesThis paper is a broad overall view of the healthcare system in the United States. The paper will encompass U.S. healthcare structure system and to HCIT effectiveness. I will not be able to cover all aspects of the U. S. healthcare system in this paper, but I will hit on key points that I feel are important for you the reader to understand. Keep in mind that the healthcare system here is more complex and complicated today, and this is due to the constant changes and major shifts from being centeredRead MoreThe Healthcare System Of The United States1350 Words   |  6 PagesThere is a war in the United States, it is ragging against its healthcare and the people who are suffering are Medicare recipients, Medicaid recipients, and the uninsured. Those who have the money and those who hold the power to wield the proverbial stick are c ontrolling this war. Laws of the government are impeded by incidental bureaucratic bullies who think that as a Republican or a Democrat, they have the right to not consider a bill that would help healthcare because they would have more votes

Themes of Morality and Racism in Adventures of...

The Adventures of Huckleberry Finn by Mark Twain is a novel full of racism and hypocrisy of the society that we know. Huck continually faces the many challenges of what to do in tough situations dealing with racism and what the society wants him to do. With the novel being written in the first person point of view gives us insightful information into the challenges the Huck is facing and gives us a look into Huck’s head. Huck uses many different techniques to deal with his problems and he gets through them with the end result always being what Huck believes is right. Through Huck’s perspective we see how he deals with all of the racism and hypocrisy of society to form him into the character that he is and to serve the themes of the†¦show more content†¦Often times Huck found himself in a moral dilemma on whether to do what society instilled in him or to do what he thinks should be done. Huck betrayed those feelings of â€Å"what society would want† him to do in order to be a good friend to Jim, putting his own self up at risk again for Jim. Jim was being held captive by Huck’s current host and Huck, abandoning his duties of his superior race and being a good Christian, as the Widow called it Huck suddenly has an epiphany â€Å"All right then, Ill go to hell!† as he goes to â€Å"steal Jim out of slavery† (212). Seeing the situation through Huck’s perspective it gives the reader every little detail that goes into his thought process in his decision making. These types of actions were considered wrong by society at that time and place but Huck sets that all aside and does what he feels is the right thing. Most of the time Huck has to think on his feet making the decision making process even more difficult, like the time when Huck was going to give Jim up as a runaway slave. â€Å"Then I thought a minute, and says to myself, hold on, s’pose you’d ‘a’ done right and give Jim up , would you feel better than what you do now? No, says I, I’d feel bad---I’d feel just the same way I do now† (91). Even through Huck’s dialect you can see him argue with himself on what the right thing to is, but he throws out what society would do and does what his heart tells him. Through Huck arguingShow MoreRelatedThe Adventures Of Huckleberry Finn By Mark Twain1675 Words   |  7 PagesThe Adventures of Huckleberry Finn Ernest Hemingway once stated, â€Å"All modern American literature comes from one book by Mark Twain called Huckleberry Finn. American writing comes from that. There was nothing before. There has been nothing as good since.† Accordingly, Hemingway believes that The Adventures of Huckleberry Finn (Huckleberry Finn) is an iconic book that sets the stage for all other American literature in the future. In any case, three reasons why Huckleberry Finn is one of the greatestRead MoreThe Adventures of Huckleberry Finn by Mark Twain830 Words   |  3 PagesThe Adventures of Huckleberry Finn by Mark Twain is â€Å"A Great American Novel†, because of its complexity and richness. Twain writes dialogue that brings his characters to life. He creates characters with unique voice and helps the reader connect to the book. Anyone who reads it is forced to develop feelings for each character. Even though there is a great amount of controversy over the use of some choices, such as the â €Å"n word†, it makes the book more realistic. In the beginning of the novel Huck,Read MoreArgumentative Essay Huck Finn958 Words   |  4 Pagesï » ¿ Argumentative Essay: Should The Adventures of Huckleberry Finn be taught in school? Daniel Perez Period 1 10/30/14 The Adventures of Huckleberry Finn is a novel based on the journey Huck, a young boy with an abusive father, and Jim, a runaway slave, have down the Mississippi River to Free states for an end goal of freedom. Freedom means different things to both of them, to Huck freedom means to be able to do what he wants and not be â€Å"sivilized†, while Jim’s definition of freedom isRead MoreRacism : Discrimination Or Antagonism Directed Against Someone Of A Different Race1636 Words   |  7 PagesRacism: discrimination or antagonism directed against someone of a different race. Even though The Adventures of Huckleberry Finn is a novel about a young boy the story has an underlying message of the truth of racism. The Adventures of Huckleberry Finn is a novel set in the late eighteen hundreds hundreds and is considered by many the quintessential American novel. The Adventures of Huckleberry Finn is a highly controversial book with many supporters and many hecklers. Some consider the book toRead MoreThe Adventures Of Huckleberry Finn By Mark Twain1088 Words   |  5 Pagesis just the same?† (Twain 97). The Adventures of Huckleberry Finn by Mark Twain is a novel about a young boy named Huck Finn who goes on many exciting adventures with a slave named Jim. Huck’s friendship with Jim blooms along the way, and his morality is questioned as he is faced to be the hero of the novel. In The Adventures of Huckleberry Finn, three meaningful subjects are explored in heroism, friendship, and morality that are still relevant today. Huck Finn is a young boy with immense heroicRead MoreThe Adventures of Huckleberry Finn Research Paper1649 Words   |  7 PagesSince its first publication in 1884, Mark Twain’s masterpiece The Adventures of Huckleberry Finn has proven to be one of history’s most controversial novels; especially recently, the novel has often been banned by schools and censored by libraries. Characters in the book are constantly using disparaging language toward slaves, and the repeated use of the word â€Å"nigger† makes many sensitive and offended. Critics denounce the novel and Mark Twain as racist for this word being insulting and politicallyRead MoreAnalysis Of The Book The Adventures Of Huckleberry Finn 1648 Words   |  7 PagesLola Parsapour Mr. Ruddy AP Lang 3 September 2015 The Value in the Adventures of Huckleberry Finn The Adventures of Huckleberry Finn, written by Mark Twain, developed into one of the most controversial books in America. The basis of this controversy can be summarized briefly for it was the use of racial slur and issues of slavery that caused tension in our society. The Adventures of Huckleberry Finn was banned for the first time one month after its publication. â€Å"â€Å"Not suitable for trash† was theRead MoreMark Twain s The Adventures Of Huckleberry Finn1216 Words   |  5 Pagesstated, â€Å"Racism springs from the lie that certain human beings are less than fully human.† Mark Twain supports this belief when he composed his novel, The Adventures of Huckleberry Finn. In the aftermath of the American Civil War, the institution of slavery and American Southern culture was not well understood internationally. The Adventures of Huckleberry Finn conveys Southern culture and the social attitudes toward slavery through the plot of a young white runaway boy nam ed Huckleberry Finn helpingRead MoreThe Adventures Of Huckleberry Finn By William Twain1090 Words   |  5 Pagesthe novel The Adventures of Huckleberry Finn is regarded with much controversy by parents in America. Aside from the heavy use of the â€Å"n-word† in the book, it touches on some rather controversial themes, such as social equality, slavery and many other things. However these themes should not be frowned upon, but rather, they should be analyzed and interpreted for what they truly are; satire against racism in the South. Over the course of the book, the main character, Huckleberry Finn, embarks on anRead MoreShould The Adventures Of Huckleberry Finn Be Banned?1984 Words   |  8 PagesShould The Adventures of Huckleberry Finn be banned? Since the early ages of literature, there have been works of literature that have been considered controversial because of the content, as some believe they are offensive or inappropriate. Works such as Martin Luther s 95 Theses and The Catcher in the Rye by J. D. Salinger are just two works of literature that have sparked major controversy. One of the most controversial works of American literature is The Adventures of Huckleberry Finn written

Case Study of Joao Olivera-Free-Samples-Myassignmenthelp.com

Question: Discuss about the Case Study of Joao Olivera. Answer: Case Analysis Considering the dilemma being faced by Mr. Olivera, it can be said that he should consider what is more precious and desirable to him and base his decisions on the same. The Utilitarianism Theory, which states that the actions of individuals should be based on what produces the maximum utility rather than the morality of right or wrong can be referred to in this case. The utility of actions can be based on the emotional wellbeing of the people. In this case if Mr. Olivera chooses to stay with his family his emotional well-being will be ensured and will also ensure his mental satisfaction. Another deontological moral theory that can be referred to is the Kants theory, which states that the actions of the individuals are not based on the moralities of right or wrong but the fulfillment of their duties. However, in this case if Kants theory is applied it can be stated that Mr. Oliver would be required to fulfill his duty and move to Argentina away from his family to accept the position offered to him. However, in that case the emotional wellbeing of Mr. Olivera cannot be ensured, therefore making this theory not applicable to this case. Oliveras options It can be noted that the Joao Olivera is a senior manager of the company Consumer Products Firm. He has been the manager of the largest factory of the aforementioned company in Portugal. However, recently Mr. Olivera had been offered the post of manufacturing director of Consumers Products Firm in Argentina. It is to be noted that this opportunity would result in a promotion of Mr. Olivera and would result in the development of his management and global skills. However, it is to be noted if Mr. Olivera accepts the designation of manufacturing director in Argentina, he will be required to stay out of his country for long periods. Mr Olivera had always given priority to his work and had neglected his family due to which he got divorced. If Mr. Olivera accepts the promotion and moves to Argentina, it can be stated that he would become even more distant from his son and daughter. Therefore he is left with two options either to move up the hierarchy of the company or choose to be satisfie d with his present designation and stay close to his family. The pros and cons of each option It can be stated that if Mr. Olivera chooses to accept the promotion and move to Argentina as the manufacturing director of CPF, it would be a great opportunity for him develop his management and global leadership skills. It can also be stated that the opportunity presented before Mr. Olivera is a onetime opportunity considering the fact that Mr. Olivera is forty six years of age and most of other executives of CPF who had accepted such offers were ten to fifteen years younger to him. However, it is important to mention that if Mr. Olivera chooses to seize the opportunity and accepts the promotion he would be leaving behind his family in Portugal and become even more distant to his family. However, it is to be noted that if Mr. Olivera chooses to ignore the opportunity of the promotion and stays in Portugal as the senior manager of the factory of CPF, he would be able to stay close to his family. Mr. Olivera had been giving his work priority and had been neglecting his family. He had been divorced due the same reason. It can be noted that if Mr Olivera is very fond of his children and considers them the most important things in his life. How to take the decision? According to the Utilitarianism theory, it can be stated that the best action to be taken by any individual depends on the utility obtained by the same[1]. It is to be noted that the utility is measured by the feeling emotional wellbeing and sentiment[2]. Thus, it can be noted that the decision to be taken by Mr. Olivera must be based on the utility of the outcome of the decision. The decision to be taken by Mr. Olivera must take into consideration the emotional wellbeing of him. The decision must also be based on the mental satisfaction of the aforementioned party. If he chooses to seize the opportunity of the promotion he will make his way up the hierarchy of the management and will receive the satisfaction of becoming the manufacturing director of the company, however if he chooses to stay in his place of residence he will be close to his family. The latter can create a sense of wellbeing in him. The decision to be taken by him must be evaluated very carefully considering the afor ementioned provisions. With whom he should discuss his options? The decision of whether to seize the opportunity to move to Argentina and accept the promotion is to be discussed with the family members of Mr. Olivera. He must communicate and discuss with his family members the options available to him and the consequences of the same. Since it is a very important decision to be made, he must also consider discussing his options with the management and the directors of the company. He must communicate with them the things he has taken into consideration and while choosing his options. Ways to prioritize his needs and wants when evaluating his options It can be stated that the he should prioritize his needs while evaluating his options. He should consider the consequences of his options and the effect of the same on him[3]. He must evaluate whether he wants to stay away from his family or seize the one time opportunity of his life of becoming the manufacturing director of the company he has worked so hard for. However according to the Utilitarianism theory he must evaluate which option gives him the most utility or satisfaction[4]. He must give more priority to the option, which gives him the utmost utility and satisfaction, and evaluate his decision based on the same. What I would do if I were Olivera In my opinion, it can be said that if I were Olivera, I would have given more priority to my family and for once place it above my work. Considering my time span left in the company I would not have opted for the promotion. At the age of forty six, I would not have wanted to stay away from my native country provided that I had never stayed away from home except on a few occasions. Giving more priority to his work had cost Olivera his marriage. I would not have jeopardized my remaining by choosing work over family again. I would have communicated my decision of rejection of the promotion to the authorities of the company stating the reason for rejection of the proposal. Reference List: Arntzenius, Frank. "Utilitarianism, decision theory and eternity."Philosophical Perspectives28.1 (2014): 31-58. Chekola, Mark. "Utilitarianism."Encyclopedia of Quality of Life and Well-Being Research. Springer Netherlands, 2014. 6881-6883. DeMarr, Beverly J., and Suzanne C. De Janasz.Negotiation and dispute resolution. Prentice Hall, 2013. Beckerman, Wilfred. "Utilitarianism: The Search for an Overriding Value."Economics as Applied Ethics. Springer International Publishing, 2017. 93-1 Arntzenius, Frank. "Utilitarianism, decision theory and eternity."Philosophical Perspectives28.1 (2014): 31-58. Beckerman, Wilfred. "Utilitarianism: The Search for an Overriding Value."Economics as Applied Ethics. Springer International Publishing, 2017. 93-103. DeMarr, Beverly J., and Suzanne C. De Janasz.Negotiation and dispute resolution. Prentice Hall, 2013. Chekola, Mark. "Utilitarianism."Encyclopedia of Quality of Life and Well-Being Research. Springer Netherlands, 2014. 6881-6883.

Virtual Enterprise Collaborative Processes

Question: Discuss about the Virtual Enterprise Collaborative Processes. Answer: Introduction Insurance is one of the the most relevant things human beings are in need of in this modern era. There are several insurance broker organizations that have been established who aid the individuals as well as the various organizations in recommending the products that will protect their assets from any accidents. The availability of so many products confuses the customers to understand the product that is suitable to them(Alexander 2013). Therefore, the customers take help of insurance broker firms who support the customers in understanding their needs and recommending and helping them to purchase the appropriate insurance product that will be ideal for them. The current paper concentrates on Saudi Brokers Company Ltd, an insurance broking agency located in Al Khobar Saudi Arabia. The company has the main aim of broking brokerage services to the customers seeking for an insurance product and on behalf of their services receives a brokerage fee. It is a financial institution aiming to give guidance to the insurance purchasing customers regarding the product that is ideally suitable for them to protect their life and other valuable assets(Saudi Brokers Company 2017). It is vital to identify the core and the non-core competencies of the firm as it will be helpful in analysing the factors and then undertake a brief discussion so that the operations of the firm is properly known and recommendations can be gathered that will up lift the activities of the firm and will increase their market share. Core and Non-Core Competencies It is seen that the firms manoeuvre their way through the tough times and it is vital for Saudi Brokers Company Ltd with recognising and leveraging the operations that delivers the accurate brand differentiation that helps to gain the completive edge and the value of the firm that are undeniable. The core competencies are the main functions to the operations and the non-core competencies are regarded as the peripheral, incidental and sometimes regarded as an expensive distraction to the firm(Cummins Weiss 2014). It is seen for decades that the Saudi Brokers Company have been diversifying themselves of the non-core operations and activities so that they are able to concentrate on the activities that will aid the core business strategy of Saudi Brokers Company. . It is seen that more and more the management of the organization are casting a severe outlook towards their end processes to analyse the most suitable in-house activities and what an external provider can undertake to handle the tasks more effectively and cost-efficiently. One of the core regions that requires to be considered by the firm is the Accounting and Finance Department(Shamsuzzoha et al., 2017). Decision Making Authority Saudi Brokers Company is on the look out to increase their market share by making use of innovative and intelligent techniques that are suitable for the firm. Insurance broking organizations are available in plenty in the Saudi Arabian market and therefore there is a need for the firm to undertake various decisions that will be helpful to the firm. Decision making is an important function for efficient operations of the firm. It is seen that Saudi Brokers Company has an effective decision making authority as the management of the firm have proper knowledge about the market and the operations of their competitors and therefore have the ability to change their decisions according to the changes in the demand in the market(Bansal 2016). It is seen that the management evaluates the external and the internal operations of the firm comprehensively and thereafter undertakes decisions if deemed necessary. Saudi Brokers Company are in the opinion of analysing their business operations from time to time in order to stay ahead of their competitors. The company evaluates their daily operations and with the help of the customer feedback, and accordingly can understand the problems so that they can rectify the problems with ease. Saudi Brokers Company provides guidance to their clients with respect to their decisions regarding purchasing their insurance products and actions without having a direct impact on the authority. Saudi Brokers Company are in the opinion of undertaking changes according to the transformations in the market and the changes in the taste and preferences of the consumers. As discussed above, there are a lot of insurance broking organizations and therefore it is vital that Saudi Brokers Company initiates the changes first in order to stay ahead in the market. The management and the entrepreneurs of the firm undertake essential changes in the shift of the mindsets and thereby adopt transformations in the attitude and behaviour of the employees and the organization and thereby increasing better quality of service. Saudi Brokers Company builds consensus in order to rectify the struggles regarding the power and solves the resistance to transform and establish the sense of trust and rapport between the employees and the customers. The most important competency of Saudi Brokers Company is their knowledge about the environment of the business and the key problems and the obligations of the broking firm. The firm has an extensive communication structure and they take the initiative of interacting with their clients and thereby gaining knowledge about the problems that can be eliminated. The company even interacts with their employees and discovers way to improve the structure of the business with the help of diplomacy and management expertise. Risk Management is one of the most vital activities that every firm looks into so that they can reduce their losses and keep a close eye on the activities of the firm and thereby make necessary changes to restrict any losses. Saudi Brokers Company undertakes various risk management strategies like monitoring the services they provide to their customers and handling the grievances of the consumers effectively so that the customers are satisfied(Minja 2016). The firm even analyses the market on a daily basis and changes their business strategy accordingly when they see any risk in the economy. The company even looks into the areas like accounts receivable so that loss due to bad debt can be minimized. The vision of the firm is one of the vital core competency that is useful for the progress of the organization in the Saudi Arabian market. The setup of a vision is essential so that the company can have an objective for their future that can drive them initiate their operations(Rauch et al., 2016). The vision of Saudi Brokers Company is to provide extensive broking services to the customers and to increase their customer base so that they can become the leaders in the insurance broking organization and capture a strong market share. The organizations when staring their business primarily constructs their strategy to the firm can properly operate their business with the help of a definite path and direction so that discrepancies and faulty operations are eliminated. Saudi Brokers Company have a constructive strategy and that is to examine the market carefully on a frequent basis. The company looks gain more knowledge about the various insurance products so that they can provide advice to their customers(Karimi 2014). The company organizes various promotional and marketing strategies in order to attract potential customers within their customer base. The company is aware of all the new products that are being introduced in the market and therefore they can stay updated with the market thereby attracting new customers. The company making use of the constructive strategy expands their business and looks to become the leader in the insurance broking market in Saudi Arabia and later globally(LandBusatlija 2016). Saudi Brokers Company with the help of their efficient management tries to construct polices that will develop the operations of the business. The company frames their polices looking at the needs of the management and the employees so that all the people who are working connected with the firm internally and externally are satisfied and fraudulent activities can be eliminated within the firm(Jaffar et al., 2014). The policies are flexible in nature and according to the changes in the economy and the demand on the market, the organization transforms their policies keeping the core policies intact. The proper construction of the policies leads to effective operational activities of the firm. Non-Core Competency There are various non-core competencies that are available in the business and these competencies even have an effect on the operations of the business. The core competencies are discussed below: saudi Brokers Company is one of the most successful insurance broking organization and it is seen that the reason behind their growth in the market is mainly due to their extensive researches. The company undertakes frequent researches to understand the market and the needs of the consumers. The research is essential as it would lead to proper construction of their strategies thereby improving the advisory services to their customers(Jarzabkowski et al., 2014). The company looks to understand the changing trends in the market so that they can initiate changes within their working structure and can improve the services of the organization. The company is always on the look for development and therefore tries to improve their business by making changes in their policies. The company operates their business by providing advisory services to their customers and therefore, the organization undertakes various analytics to understand the pattern of the information that is obtained by the organization. The information that are gathered by the company is useful for their business process and thus the information is analysed with the help of analytical tools to segregate the information into different segments so that the knowledge hidden within the information can be studied properly and then can be conveyed accordingly so that accurate business decisions can be undertaken(Veenendaal Kearney 2014). The process of analytics is undertaken by Saudi Brokers Company so that the pattern of the information can be understood and accordingly decisions can be taken to improve the function of their business. Saudi Brokers Company looks to improve their business with the help of strategies that are efficient and accurate. The decisions that are taken by the organization are knowledge driven as the management initiates decisions accordingly. It is important that the management has knowledge about the policies and strategies that are being implemented so that in case of discrepancies the management can solve the problems effectively(Ondura 2014). This is a good strategy as taking a decisions only by looking at the market deviations can be faulty and can lead to downfall for the company. Analysis of the Competencies that can be outsourced Saudi Brokers Company implements the outsourcing strategy when the limit of the operational activity is hit. The company does not want to invest more capital to appoint new staffs, hardware and office space to handle the customer relationships and operational activities. The various competencies that are outsourced are discussed below: Customer relationship is one of the most effective way to communicate with the customers and handle their discrepancies in order to improve the operations of the business. The management of customers are given out to the third party firms who on behalf of the insurance broking organization receives the information and complaints of the customers and conveys the information to the organization. In some cases, some problems are even handled by the customer care executives over phone and thereby improving the service of the firm. These services are mainly given out to various call centres, who on behalf of the company communicates with the customers(Padmapriya 2014). Saudi Brokers Company being a brokerage company even has the duty of collecting the insurance premiums from the customers and handle the claims processing services. Due to a heavy customer base, the company appoints various agencies who are in charge of collecting the premiums from the customers. The employees of the organization are burdened with various tasks and therefore it is difficult for them to communicate with the customers (Gmez et al., 2017). These agencies collect the premium from the customers thereby reducing the time of the customers to stand in the queue and help the company to receive the payments. Impact on the Clients The process of outsourcing helps Saudi Brokers Company to reduce their burden of work. However, the process of outsourcing has positive and negative impacts on the consumers. The impacts are discussed as follows: The introduction of outsourcing helps the clients to reduce their burden of work as now they do not need to go to the office of the insurance organization in order to pay the premium of their products and even during the application claims. The executives on behalf of the organization reaches the clients in their respective addresses collects the payments and even accepts the applications of any claims. The introduction of online and telephonic customer relationship management even helps the clients as now they can complain their problem over telephone or through online services thereby reducing their time wastage. There are certain negative impacts as well. It is seen that the executives from the third party are not concerned about the brand image of the organization and therefore, they do not provide efficient services. There may be lag in the payment process and it is seen that in case of complaints through the customer care executives, the complaints may not be communicated to the company properly (Brophy 2015). There are instances where the information is not communicated accurately and proper measures are not taken to solve the problem. Recommendations There are various scopes of improvements within the operational structure of the Saudi Brokers Company. The major improvements that can be seen is mainly with the functions that are performed through outsourcing. The company requires to monitor the responsibilities performed by the third party agencies from time to time and even requires to examine their activities so that a clear idea can be obtained regarding the faults that are seen in the service and thereby rectify them. The organization even needs to keep track of the all the complaints that are received in a day and even in a month and the time taken to resolve the problem. The conversations of the clients with the executives is essential to be recorded so that the proper idea can be achieved about the behaviour shown by the executives and to discover that the suggestion given by them are accurate. The recording of these conversations acts as a record file that can be used up when deemed necessary. It is the duty of the firm to communicate with their clients from time to time so that their suggestions can be obtained and therefore it is essential to construct feedback forms that requires to be given to their clients to find out what the clients feel about their services and what actions can be taken in various departments of the company in order to improve the services of the organization and satisfy the clients with quality and efficient services. Conclusions The conclusion of the paper reveals that there are various core and non-core competencies that are available in the business operations of Saudi Brokers Company and these are the actual activates that supports the firm to reach their organizational goals. The paper even discusses these functions and helps to discover their impact on the organizations. The paper even analyses the various competencies that are outsourced and discovers their impacts on the clients and the organization as a whole. The paper concludes with the fact that there are room for improvements for the firm with respect to their activities if they start introducing the recommendations suggested in this paper. Reference List Alexander, K. (2013).Facilities management: theory and practice. Routledge. Bansal, A. (2016). Systemic Importance of Insurance CompaniesAn Empirical Analysis. Brophy, R. (2015). A collection of insurance brands: The story of RSA in Ireland.Cogent Business Management,2(1), 1067567. Cummins, J. D., Weiss, M. A. (2014). Systemic risk and regulation of the US insurance industry. Gmez, J. C. O., Duque, D. F. M., Rivera, L., Garca-Alcaraz, J. L. (2017). Decision Support System for Operational Risk Management in Supply Chain with 3PL Providers. InCurrent Trends on Knowledge-Based Systems(pp. 205-222). Springer International Publishing. Jaffar, K., Mabwe, K., Webb, R. (2014). Changing Bank Income Structure: Evidence from Large UK Banks?.Asian Journal of Finance Accounting,6(2), 195-215. 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